Financial Planning Route Map
Our aim is to make a genuine long-term difference to the lifestyle of our clients. The pathway to achieving this involves a careful, conscientious, and comprehensive process of meetings to evaluate and audit your situation in the context of your agreed objectives. From this we can make our proposal about the best way to plan your finances, and agree a course of action to put the wheels in motion, as well as a schedule for ongoing progress review. This entire process can be visualised like this…
Financial planning needs to be tailored to the individual and their individual situations. This is the starting point of Centurion Wealth Management’s investment philosophy.
Just as people’s situations and goals vary, so does their appetite for taking financial risk. Some classes of financial investment are inherently more risky than others. Equities, for example, will always carry more risk than cash. So before we invest a single penny of our clients’ money, we undertake a detailed risk analysis profile and gauge your investing knowledge and experience.
The investment strategy we take is multi-asset, which means the investment managers we work with invest in a wide variety of asset classes, as we help our clients meet their goals. These classes can include bonds, equities, property, cash, commodities, currency, and private equity.
A key aspect of Centurion Wealth Management’s approach is that we leave the detailed business of asset allocation selection to specialist investment houses. Once we have defined our clients’ goals and requirements, we communicate those to nominated investment houses and they oversee the day-to-day investments. This enables our financial planners to keep focused on each client’s broader strategy.
The specialist investment managers we use are fully reviewed by Centurion Wealth Management’s Investment Committee, which carries out ongoing due diligence into each investment house every calendar quarter.
As with all investments, past performance is a limited indicator of future performance.
The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.